Umbrella Insurance

Protecting you from life's unpredictable storms, Umbrella Insurance lies at the core of our offerings at The Viking Agency. In operation from New York, we aim to guide you through these extra layers of protection.

Umbrella Insurance: Working Hand-in-Hand with Your Primary Policy

Umbrella Insurance extends the limits of your primary policies, such as homeowners or auto insurance. It is designed to kick in when the liability limits of these underlying policies have been reached.

Extending Your Liability Coverage

Umbrella Insurance provides expansive coverage beyond your standard policy, offering additional liability coverage against claims and lawsuits arising out of property damage or bodily injuries. It’s an extra safety net when the cost of claims exceeds the regular policy's cap.

Umbrella Insurance and Litigation in New York

In a litigious society, lawsuits can be costly. An umbrella insurance policy can step in to cover legal costs and any potential settlements that exceed your primary policy limits, safeguarding your assets.

Who Needs Umbrella Insurance?

While Umbrella Insurance benefits everyone, it's particularly valuable for individuals with significant assets, those involved in a lot of high-risk activities, or people who fear potential lawsuit costs will exceed the liability limits of their primary insurance policies.

Contact The Viking Agency for an Umbrella Insurance Quote

Ready to further fortify your insurance coverage with an umbrella policy? Contact The Viking Agency today. Our team is ready to answer your questions, provide insightful guidance, and tailor coverage to match your unique needs.