Home Insurance

Protecting your home, one of your most significant assets, is a priority at The Viking Agency. We believe understanding your home insurance options is essential for securing the optimal coverage for your New York home. Let's break down these options.

Essential Aspects of Home Insurance in New York

Our home insurance policy includes dwelling, property, and liability coverage. Here are the specifics:

• Dwelling Coverage: This covers damage to your home's physical structure, including walls, roof, and built-in appliances.
• Property Coverage: Protects your personal belongings, such as furniture, electronics, and clothing, from theft or damage.
• Liability Coverage: If someone gets injured on your property or there's property damage, this coverage covers the legal and medical fees.

The Impact of Weather Over Time

Extreme weather conditions in New York, from icy winters to stormy summers, impact the condition of your home over time. Constant exposure to such extreme weather can degrade your home's exterior and cause unseen damage. Therefore, a comprehensive insurance plan that covers weather-related damage is essential.

What Might Not be Included in Home Insurance

Home insurance provides broad coverage but may not cover everything. Damages from natural disasters, such as floods and earthquakes, or from routine wear and tear are typically not included. In such cases, supplementary coverage might be necessary.

Comparing Home Insurance Quotes Online

Looking for a simple and convenient way to explore your home insurance options? With The Viking Agency, you can compare home insurance quotes online by using our quote comparison tool. Find the policy that accommodates your needs in just a few clicks.

If you still have questions regarding home insurance, contact our friendly and knowledgeable team at The Viking Agency. We're here to guide you through your insurance journey.